A good loan broker can help you get into your property fast and efficiently. I’ll give you my recommendation, but you can choose any lender you want. I have always preferred a good loan broker to a primary lender. (more loan choices, and more availability to loans required for different circumstances.) In many tangible ways good loan brokers have changed my life (and my family’s life) for the better. This allowed me to continually trade up, and build equity. Talk to your loan broker like you would talk to your doctor. If you are weak in some areas tell the loan broker. A loan broker wants to make the loan, understand? They want to say YES because they work on commission. (The lender pays their commission, not you.) No secrets. I don’t need to know your situation, but your loan broker does. In this way you don’t waste time. The loan brokers I use do not require any upfront fees and can issue a pre-approval very fast. Then, we can go make offers. And, she’s really smart. If you can’t get approved immediately, she’ll tell you what you need to do so you can get approved. Often this can mean something simple like getting rid of an expensive car payment, etc. Take a look at the video below..